Mortgage Payment Calculator

Are you ready to purchase a home for the first time? Can you afford a mortgage payment? The Mortgage Payment Calculator will help you estimate mortgage payments based on the amounts entered in the fields below.  

 

 

Please keep in mind these factors: 

- The maximum amortization is 35 years

- Minimum down payment must be 5% of purchase price

- Max Affordability is 32% of Gross Income (GDS) and 40% of Total Debt(TDS) 

- Your Mortgage rate would depend on multiple factors, major factors would be the type of repayment you choose (Variable, Fixed), The term (6 months to a 10 years), credit qualifications.

- Current 5 year fixed Rate: 3.95% Variable Rate: Prime +0.75

- Todays current Prime Rate is 2.5%

 

The above rates are subject to change without notice. Please Contact me for confirmation.